Renter’s Insurance

Your apartment is your home. It's where living takes place, friends and family gather and where you keep your valuable possessions. Play it safe. Protect the things your landlord won't cover.

Protection for your stuff

Sure it's just stuff. But it makes life at home in your apartment more fun and entertaining. TVs, computers, furniture. You worked hard for it. Protect it against the unexpected with these coverages:

Fire and lightning Vandalism Glass breakage Windstorm and hail Theft Smoke damage

Falling objects Accidental electrical damage to appliances Loss of use coverage could help pay for a hotel if you have to leave your apartment due to a covered loss Credit card coverage could help pay for unauthorized use of your credit or debit card

Protection for yourself and others in your apartment

In your condo home, friends and family stop by to say hi. Should an accident or injury occur, or your overflowing bathtub damages the unit below, we'll help you rest easy with these coverages:

Personal Liability coverage may protect you and your spouse or any relatives living with you and anyone under age 21 in your care Protection against claims you're legally obligated to pay - bodily injury, sickness, disease and death of others

Protection for boats you may own or in your care (depending on the type, size and horsepower a separate policy may be needed) Cost of defending claim against you (see policy) Damage to property of others First aid expenses of others Accidental death benefits

Optional Coverages

Some optional coverages you may want to consider:

Personal Injury Protection Libel Slander

False Imprisonment Wrongful Eviction

Coverages are subject to underwriting guidelines and approval and may not be available in all states.

Renter's Insurance Discount

Brightway Insurance shops the national carriers to bring you the best coverages at the best rates. And you can lower your premiums further with these special discounts* if you qualify:

Monitored fire and burglary alarms Local ultrasonic burglary alarms Fire extinguishers Dead bolt locks on all exterior entryways

Sprinkler systems Mulit-policy Discounts when you have both your condo and automobile insurance with Brightway

*State availability may vary