You give it your all, but even the best-laid plans can go awry. From a customer slipping in your store, to a slip-up in employee practices, accidents and misunderstandings can happen. Protect your business with:

You’ve made a significant investment of time and money in your business. Protect your premisis and property you’ve worked so hard to build.

Whether visiting customers, clients, vendors or the office-supply store, sometimes business takes you on the road. Protect yourself and your employees travelling by company car or their own vehicles:

You pride yourself on making the best decisions for your business. After all, nobody knows your business like you. But even the best intentions can sometime result in mistakes.  We offer these coverages against professional liability:

You trust your employees and you value your customers.  But sometimes the unexpected happens. Whether it's from the inside or the outside, business theft can interrupt your cash flow and disrupt operations. Protect your business from:

Business that rely on transporting goods, information or data, don’t let a disruption in transit disrupt your business. Inland Marine coverage gives you the protection you need for these and other situations:

A Business Umbrella policy picks up where your Business Auto Liability, General Liability or other liability coverage stops. It’s an inexpensive way to provide an extra measure of protection for a variety of situations.

Next to you, your employees are the backbone of your business. You count on them to help run your business. And they count on you for their income, even if the unexpected happens on the job. Give them an extra level of comfort and security in their jobs with coverage that helps:

• Pay for an injured employee’s medical treatment
  
• Replace part of lost wages if a job-related injury requires time off work

You’re the brains of your business. Your equipment is the brawn. Telephones, computers, electrical systems are the tools you use to get business done.  If they’re disrupted, so is your business. Keep things flowing with coverage for:

• Damage caused by power surges, mechanical breakdown, motor burnout,
  boiler damage and operator error
  
• Costs to repair or replace the damaged equipment
  
• Costs associated with the time and labor to repair or replace the equipment
  
• Other expenses incurred to limit the loss or speed the restoration
  
• Costs to replace the spoiled stock or materials

You call your business hours. But should an accident or disaster keep you closed, you still have to pay the bills—salaries, rent or mortgage, suppliers, taxes. Help ease the cash crunch if a loss forces you to close
for a short time:

• Pay for lost net income and continuing expenses such as mortgage, advertising, taxes and salaries
  
• Pay your relocation and advertising fees if you set up shop at a temporary site